The Federal Trade Commission is a government regulated agency created in 1914 to protect consumers against the many types fraud committed by criminals including dishonest loan scams. The Federal Trade Commission has been given a lot of authority by the congress and uses this power to act on behalf of the nation’s consumers as well [...]
personal loan
Homeowner Loans an Alternative to Personal Loans
November 14th, 2009
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If you are in need of a loan and you are a homeowner you need to consider a homeowner loan is similar to a secured personal loan only by the fact that your property acts as collateral for the money you are borrowing. This makes them easy to obtain and much cheaper than personal loans [...]
Unsecured Debt Consolidation Loan Your Best Bet to Reduce Debt
November 14th, 2009
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When considering a loan and what to do with the money, a bus load of ideas probably come to mind such as vacations, home improvements, a new stereo system or TV. But what would be the smartest thing to do? Most people in America are in debt. Some of us have multiple debts. Each credit [...]
The Homeowner Loan – Using Your Equity to Finance Life Improvements
November 14th, 2009
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A homeowner loan is a perfect way to get your out-of-control debts back into order. It is also a great way to pay for things that you may not be able to handle with a flat out full payment. A homeowner loan is easy to get and this feature alone may entice people to get [...]
What is a Secured Personal Loan?
January 28th, 2009
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A secured personal loan is a loan where some type of collateral is promised to the lender as assurance that the loan will be repaid. The collateral is usually something of great value such as a house or a car and is necessary due to the fact that the borrower has fallen into a high [...]
Co-signing a Personal Loan for a Friend or Family Member
January 17th, 2009
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Getting asked to co-sign a personal loan for a friend or family member? If you agree to do it, this is a very generous gesture as it will likely mean the difference between them qualifying or not being eligible. However, the decision of being a co-signer for a personal loan should not be taken lightly. [...]
