If you are looking to buy a home, one of the first things you need to do is to get your finances in order. The banks will want to see your earning statements, your bank statements, and they will be checking your credit score and credit report in order to determine your eligibility as well as what your interest rate will be if your application is accepted. If you are unable to produce the required documentation or if the documents you provide do not meet requirements set forth by the lender problems may arise. Or, you may be the type of person who doesn’t want others looking into their finances. If you find yourself in one of these situations you may want to consider a no doc mortgage. Read More