An unsecured personal loan is a loan that does not require you to put up one of you assets as collateral. These types of personal loans can be easy to get but are usually associated with a higher interest rate. Because there is no collateral the lender considers it more of a risk. You may find some lenders that offer a higher amount, but $15,000 is the standard loan amount in the industry for this type of loan. Sometimes it is possible to get more than $15,000 by getting approved for two or more loans from different lenders. Read More