The Federal Trade Commission is a government regulated agency created in 1914 to protect consumers against the many types fraud committed by criminals including dishonest loan scams. The Federal Trade Commission has been given a lot of authority by the congress and uses this power to act on behalf of the nation’s consumers as well [...]
Archive for November, 2009
How to Get Money For College
November 24th, 2009
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Ask any high school senior what their credit score is and they will reply with a Huh? This response should not be too surprising. Most high school seniors are to busy for trivial things such as credit scores and student loans. Then the flags go up when they find out that due to their poor [...]
Homeowner Loans an Alternative to Personal Loans
November 14th, 2009
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If you are in need of a loan and you are a homeowner you need to consider a homeowner loan is similar to a secured personal loan only by the fact that your property acts as collateral for the money you are borrowing. This makes them easy to obtain and much cheaper than personal loans [...]
Loans for People with Bad Credit – How Bad is Bad
November 14th, 2009
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If you have bad credit and are in need of a personal loan but are afraid of being turned down don’t give in, there are several things you can do to make sure you are in the best position possible and increase the likelihood of being approved for one of the many loans for people [...]
Loan Insurance – Is it Necessary?
November 14th, 2009
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Is loan insurance really necessary? All loans come with an inherent risk factor. Unsecured loans when defaulted can end in lawsuits and massive penalties, secured loans when in default can end in loss of personal property. All types of loans have a direct effect on your credit report and therefore any type of default will [...]
Bad Credit Car Loans For The Car You Need
November 14th, 2009
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If you need to purchase a car but you have bad credit rest assured that bad credit car loans are available from reputable lenders. When seeking this type of loan the best strategy is to put yourself in the lenders shoes… would you trust yourself with a loan? Also, be prepared to make the distinction [...]
Bad Credit Mortgage Loans Great News For First Time Home Buyers
November 14th, 2009
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Bad credit mortgage loans sound intimidating, as if you must lower your standards and take your position among the poor and uneducated. This is not true. Everyone needs help at some point or another. Food stamps is one thing, getting a little help on your way to home ownership and a nest egg of home [...]
Unsecured Debt Consolidation Loan Your Best Bet to Reduce Debt
November 14th, 2009
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When considering a loan and what to do with the money, a bus load of ideas probably come to mind such as vacations, home improvements, a new stereo system or TV. But what would be the smartest thing to do? Most people in America are in debt. Some of us have multiple debts. Each credit [...]
The Cash Loan – Desperate Times Require Desperate Measures
November 14th, 2009
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Everyone needs extra cash. At one point or another many people find themselves in dire situations where a cash loan is needed immediately. This could be for many reasons ranging from emergency medical needs to avoiding defaulting on a mortgage payment. In these situations a cash loan can be most helpful however, extreme caution must [...]
The Homeowner Loan – Using Your Equity to Finance Life Improvements
November 14th, 2009
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A homeowner loan is a perfect way to get your out-of-control debts back into order. It is also a great way to pay for things that you may not be able to handle with a flat out full payment. A homeowner loan is easy to get and this feature alone may entice people to get [...]
